Car Accident Settlement Calculator by State
Fault rules, minimum insurance requirements, and filing deadlines vary significantly by state. Select your state for details, or jump straight to the calculator.
California
At-Fault · Generally 2 years from the date of the accident for personal injury claims (3 years for property damage).
Texas
At-Fault · Generally 2 years from the date of the accident for personal injury claims.
Florida
No-Fault · Florida shortened its personal injury statute of limitations from 4 years to 2 years for causes of action accruing after March 24, 2023 — most current claims fall under the 2-year window.
New York
No-Fault · Generally 3 years from the date of the accident for personal injury claims.
Georgia
At-Fault · Generally 2 years from the date of the accident for personal injury claims.
Pennsylvania
No-Fault · Generally 2 years from the date of the accident for personal injury claims.
Ohio
At-Fault · Generally 2 years from the date of the accident for personal injury claims.
Illinois
At-Fault · Generally 2 years from the date of the accident for personal injury claims.
North Carolina
At-Fault · Generally 3 years from the date of the accident for personal injury claims.
Michigan
No-Fault · Generally 3 years from the date of the accident for personal injury claims.