Illinois Car Accident Settlement Calculator
If you were injured in a car accident in Illinois, here is what makes a Illinois claim different, plus a free calculator to estimate what your case could be worth.
Illinois's Fault System
Illinois follows an at-fault insurance system. Illinois uses modified comparative negligence with a 51% bar rule. If you are found more than 50% at fault, you cannot recover damages.
Filing Deadline
Generally 2 years from the date of the accident for personal injury claims.
Statutes of limitations change and can have exceptions (claims against government entities, minors, and the discovery rule can all affect your deadline). Verify your exact deadline with a licensed Illinois attorney — see our statute of limitations guide for more context.
Minimum Insurance Requirements
Minimum liability coverage is commonly cited as $25,000 bodily injury per person / $50,000 per accident / $20,000 property damage.
What Makes Illinois Different
Illinois does not require PIP/no-fault coverage, so claims are typically pursued directly against the at-fault driver’s liability insurer.
Estimate your Illinois settlement
Answer a few questions about your accident to get a free, instant estimate.
Other States
This page provides general information about Illinois law and is not legal advice. CarAccidentCalculator.net is not a law firm. See our disclaimer for details.