Texas Car Accident Settlement Calculator
If you were injured in a car accident in Texas, here is what makes a Texas claim different, plus a free calculator to estimate what your case could be worth.
Texas's Fault System
Texas follows an at-fault insurance system. Texas uses modified comparative negligence with a 51% bar rule. If you are found 51% or more at fault, you cannot recover damages; below that threshold, your award is reduced by your fault percentage.
Filing Deadline
Generally 2 years from the date of the accident for personal injury claims.
Statutes of limitations change and can have exceptions (claims against government entities, minors, and the discovery rule can all affect your deadline). Verify your exact deadline with a licensed Texas attorney — see our statute of limitations guide for more context.
Minimum Insurance Requirements
Minimum liability coverage is commonly cited as $30,000 bodily injury per person / $60,000 per accident / $25,000 property damage.
What Makes Texas Different
Texas is a large at-fault state with no no-fault/PIP requirement by default, so liability disputes with the other driver’s insurer are common.
Estimate your Texas settlement
Answer a few questions about your accident to get a free, instant estimate.
Other States
This page provides general information about Texas law and is not legal advice. CarAccidentCalculator.net is not a law firm. See our disclaimer for details.