Georgia Car Accident Settlement Calculator

Georgia's Fault System

Georgia follows an at-fault insurance system. Georgia uses modified comparative negligence with a 50% bar rule. If you are found 50% or more at fault, you cannot recover damages.

Filing Deadline

Generally 2 years from the date of the accident for personal injury claims.

Statutes of limitations change and can have exceptions (claims against government entities, minors, and the discovery rule can all affect your deadline). Verify your exact deadline with a licensed Georgia attorney — see our statute of limitations guide for more context.

Minimum Insurance Requirements

Minimum liability coverage is commonly cited as $25,000 bodily injury per person / $50,000 per accident / $25,000 property damage.

What Makes Georgia Different

Georgia’s 50% bar (rather than 51%) means a 50/50 fault finding can completely bar recovery, which makes clear fault documentation especially important.