Pennsylvania Car Accident Settlement Calculator

If you were injured in a car accident in Pennsylvania, here is what makes a Pennsylvania claim different, plus a free calculator to estimate what your case could be worth.

Pennsylvania's Fault System

Pennsylvania follows a no-fault insurance system. Pennsylvania offers a "choice no-fault" system: drivers select "full tort" (retaining the right to sue for pain and suffering) or "limited tort" (lower premiums, but pain-and-suffering claims are restricted to cases meeting a serious-injury threshold). Fault is apportioned under modified comparative negligence with a 51% bar.

Filing Deadline

Generally 2 years from the date of the accident for personal injury claims.

Statutes of limitations change and can have exceptions (claims against government entities, minors, and the discovery rule can all affect your deadline). Verify your exact deadline with a licensed Pennsylvania attorney — see our statute of limitations guide for more context.

Minimum Insurance Requirements

Pennsylvania requires first-party medical benefits (PIP) of at least $5,000, plus liability limits commonly cited as $15,000/$30,000 bodily injury and $5,000 property damage.

What Makes Pennsylvania Different

Whether you or the at-fault driver elected "full tort" or "limited tort" coverage can significantly affect whether a pain-and-suffering claim is available at all.

Estimate your Pennsylvania settlement

Answer a few questions about your accident to get a free, instant estimate.

This page provides general information about Pennsylvania law and is not legal advice. CarAccidentCalculator.net is not a law firm. See our disclaimer for details.